Pay Now
Preheader Home Page Contact Us Get A Quote
  • Home
  • Get a Quote
    • Business Insurance Questionnaire
    • Auto Dealership
    • Bar/Tavern/Restaurant
    • Builder's Risk
    • Business Owners (BOP)
    • Commercial Auto
    • Commercial Property
    • Contract Bonds
    • Contractors
    • Family Entertainment Centers
    • General Liability
    • Homeowners
    • Lessors Risk
    • Life Insurance Request
    • Motor Vehicle Dealer Bond
    • Personal Auto
    • Professional Liability
    • Self-Storage
    • Trucking
    • Workers Compensation
  • Customer Service
    • Add Vehicle
    • Remove Vehicle
    • Add Driver
    • Remove Driver
    • Request ID Card
    • Request Certificate of Insurance
    • Book an Appointment
  • Blog
  • Resources
    • Refer a Friend
    • Insurance Glossary
  • About Us
    • About Southwest Commercial Insurance
    • Location
    • Customer Testimonials
    • In Our Community
    • Organizations We Support
    • Privacy Policy
  • Contact Us
    • Join Our Newsletter
    • Contact Us
Southwest Commercial Insurance General Liability Workers Comp Commercial Auto Bonds Commercial Property Specialty Programs Professional Liability Builder's Risk
Home > Blog > Insuring Your Restaurant or Bar
WEDNESDAY, MAY 6, 2015

Insuring Your Restaurant or Bar

ChefOwning a business can to various challenges, depending on the industry the business is based in. If you own a restaurant or bar, there are a number of insurance coverages that can help protect you from a multitude of possible damages. If a third party suffers property damage or bodily injury while on your property or as a direct result of the services you provided, you would be covered by general liability. Property coverage protects your physical assets, like your building or furniture, from damage caused by severe weather, fire, vandalism or theft.

Here are a few of the industry specific coverages for a restaurant or bar:
  • Assault and Battery: If a fight breaks out at your business, you could be liable for resulting damages, injuries or legal expenses. This will help protect you from those expenses.
  • Hired/Non-Owned Vehicle Liability: If your employees are using their personal vehicles for business purposes, this coverage can protect them from damages that occur.
  • Food Contamination: Even the best restaurants can run into an issue with the food that they are known for. If something becomes contaminated and a customer gets sick, you could be held liable. This will help battle any resulting legal expenses.
  • Liquor Liability: Damage to you or your customer's property can occur when someone has become intoxicated. This coverage can help protect you against some of those expenses, which also includes a customer leaving after drinking too much and causing an accident
  • Valet Liability: Customer cars can be damaged while your valet temporarily holds onto them. This can help protect you from those expenses.
Peace of mind will help you spend time on other aspects of your business. Let us help you make your business better. We make the buying process as easy as possible, as we know you are busy. Give Southwest Commercial Insurance a call at (512) 771-6091 for more information about Austin restaurant and bar insurance.
Posted 12:00 PM

Tags: bar insurance, restaurant insurance, business insurance, coverage, protection, austin, texas, insurance, austin tx insurance
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2020
  • 2019
  • 2018
  • 2017
  • 2016
  • 2015
  • 2014

  • insurance(45)
  • business insurance(36)
  • coverage(35)
  • southwest commercial insurance(33)
  • protection(22)
  • texas(17)
  • austin(17)
  • austin tx insurance(15)
  • general liability insurance(10)
  • commercial auto insurance(8)
  • liability(8)
  • restaurant insurance(7)
  • workers compensation insurance(7)
  • bar insurance(5)
  • safety(5)
  • commercial property insurance(4)
  • surety bonds(4)
  • commercial insurance(4)
  • employees(4)
  • professional liability insurance(4)
  • builders risk insurance(3)
  • bonds(3)
  • risks(3)
  • used car dealership insurance(3)
  • construction(3)
  • tips(3)
  • claims(2)
  • injuries(2)
  • general liability(2)
  • office(2)
  • options(2)
  • self-storage center insurance(2)
  • bounce house insurance(2)
  • tavern insurance(2)
  • liquor liability(2)
  • certificate of liability insurance(2)
  • finances(1)
  • profit(1)
  • inflatables(1)
  • business security(1)
  • crime(1)
  • insruance(1)
  • accidents(1)
  • plans(1)
  • garage liability insurance(1)
  • agreements(1)
  • responsibility(1)
  • equipment breakdown coverage(1)
  • bop(1)
  • performance bond(1)

View Mobile Version

Our Latest Blog Posts

See All Blogs Find Us On G and Yelp
Refer Us

Google Yelp
Southwest Commercial Insurance
202 Walton Way, Suite 219 | Cedar Park, TX 78613 | Phone: 737.777.6420 | Fax: 512.276.6755
© Copyright 2023. All rights reserved. Powered by Insurance Website Builder
FacebookTwitterLinkedInRSSGoogle+YouTube