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Southwest Commercial Insurance Blog: insurance

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As a business owner, you need to keep your operation secure. One of the most basic, yet effective, ways to do so is to install security systems in the operation. These systems come in various shapes and sizes. They can all protect you in various ways. In each case, they can prove extremely helpful. READ MORE >>

Professional liability insurance - often called Errors & Omissions (E&O) Coverage - is coverage that applies to professional mistakes. Many people think these policies are necessary for trained professionals, such as doctors and lawyers. This merits the question: Does your small, home-based business need E&O protection? READ MORE >>

If you are a contractor, you work explicitly for someone else. They expect you to do the necessary jobs with accuracy and commitment. They also expect you to get the job done on time. Any deviation from the contract stipulations, and you might cost your client time, money and opportunity. READ MORE >>

If you run a bar, alcohol sales are just a part of your day to day operations. However, you deal in an sensitive commodity. Alcohol costs money, and it could harm consumers and others around them if used incorrectly. What can you do to make sure you only serve alcohol safely within the confines of the business? READ MORE >>

Operating a fleet of vehicles for your business requires oversight. Therefore, you need to make sure the vehicles receive regular preventive maintenance. Some of the most critical components to maintain are the wheel and tire systems. What can you do to keep your tires in good shape? READ MORE >>

If you own a used car dealership, driving is part of your everyday tasks. You, your employees and others will need auto insurance whenever they hit the pavement. Still, because you will drive for business, you must carry commercial auto insurance which is included as part of a good garage policy. READ MORE >>

The conscientious business will carry workers compensation insurance. This is critical protection for employees who get hurt while at work. Nevertheless, it's also very beneficial for the company. By investing in coverage, you add an enhanced level of risk management to your operation. READ MORE >>

Restaurants are notorious for having very low profit margins. You can probably think of many that have closed up within the first year due to finances. You can't control how many people you serve each night or how much they order. But you can take some actions to ensure you're maximizing profits. READ MORE >>

Contractors and builders are usually working with costs that can fluctuate dramatically and aren't always certain. You strive to complete your work on time and under budget, however, no one can prevent unexpected construction mishaps or disasters. READ MORE >>

Many businesses require a significant amount of equipment to run properly. If you are a retailer, you have computer systems, refrigeration, and compaction systems. If you operate a factory, your equipment is usually significantly more. Every component costs money, particularly when it comes to repairs and maintenance. READ MORE >>

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