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Southwest Commercial Insurance Blog: business insurance

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You work hard to provide a good meal for your restaurant’s diners. As part of the deal, you expect payment. Still, some guests are not that honest. Dine-and-dashers cause businesses everywhere to lose countless thousands of dollars each year. If you become a victim, what can you do about it? READ MORE >>

As a business owner, you need to keep your operation secure. One of the most basic, yet effective, ways to do so is to install security systems in the operation. These systems come in various shapes and sizes. They can all protect you in various ways. In each case, they can prove extremely helpful. READ MORE >>

If you run a bar, alcohol sales are just a part of your day to day operations. However, you deal in an sensitive commodity. Alcohol costs money, and it could harm consumers and others around them if used incorrectly. What can you do to make sure you only serve alcohol safely within the confines of the business? READ MORE >>

Operating a fleet of vehicles for your business requires oversight. Therefore, you need to make sure the vehicles receive regular preventive maintenance. Some of the most critical components to maintain are the wheel and tire systems. What can you do to keep your tires in good shape? READ MORE >>

If you own a used car dealership, driving is part of your everyday tasks. You, your employees and others will need auto insurance whenever they hit the pavement. Still, because you will drive for business, you must carry commercial auto insurance which is included as part of a good garage policy. READ MORE >>

The conscientious business will carry workers compensation insurance. This is critical protection for employees who get hurt while at work. Nevertheless, it's also very beneficial for the company. By investing in coverage, you add an enhanced level of risk management to your operation. READ MORE >>

Contractors and builders are usually working with costs that can fluctuate dramatically and aren't always certain. You strive to complete your work on time and under budget, however, no one can prevent unexpected construction mishaps or disasters. READ MORE >>

Many businesses require a significant amount of equipment to run properly. If you are a retailer, you have computer systems, refrigeration, and compaction systems. If you operate a factory, your equipment is usually significantly more. Every component costs money, particularly when it comes to repairs and maintenance. READ MORE >>

Your business is only as good as your employees. When it comes to their workmanship, you could hold liability for their mistakes. Business owners need comprehensive insurance to minimize liability risks. What happens if your employee does not do his or her job well? READ MORE >>

The pub and bar service industry is considerably lucrative. These establishments cater to both the social and dining needs of a wide swath of the population. As with any business, bar owners face dangers specific to their industries. In the alcohol service industry, there are many unique, customer-related risks. READ MORE >>

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