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Southwest Commercial Insurance Blog: general liability

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If you don't have customers come to your place of business, don't ignore commercial general liability insurance. Even without customers on-site, you still have liability risks, and you still probably need the coverage for other places. People Will Still Come To Your Business READ MORE >>

If you own a used car dealership, driving is part of your everyday tasks. You, your employees and others will need auto insurance whenever they hit the pavement. Still, because you will drive for business, you must carry commercial auto insurance which is included as part of a good garage policy. READ MORE >>

Your business is only as good as your employees. When it comes to their workmanship, you could hold liability for their mistakes. Business owners need comprehensive insurance to minimize liability risks. What happens if your employee does not do his or her job well? READ MORE >>

If you are starting a business, then it's imperative that you protect your new venture. Many people often focus on the money they are able to generate without any consideration for business risks. The best way to ensure your business avoids risk is to protect it with business insurance. READ MORE >>

Your business insurance policies usually come up for renewal on an annual basis. That's an excellent time to review your policy with your agent to make sure it provides the coverage and limits you require and to ask the question "Am I covered properly?" or "Is there any other coverage I need or you'd recommend? READ MORE >>

Whether you operate a nonprofit or for-profit business, using volunteers is great for community engagement. Volunteers help you extend your capabilities. They can be where you can't and do the tasks you can't do. As an extension of your business, volunteers represent you. They act on behalf of your business, good or bad. READ MORE >>

Purchasing business insurance is a part of your risk management plan as a business owner. With the right type of business insurance in place, you can avoid financial losses and avoid financial pitfalls. In exchange for monthly or annual premium payments, your business can transfer risks to your insurance company and save thousands of dollars — or more. READ MORE >>

Texas restaurants provide services to customers. Any number of risks — from spoiled food to a kitchen fire — can hinder business operations and rock the financial stability of your establishment. Many business owners consider threats to property when creating a business plan and selecting an insurance policy. READ MORE >>

When seeking business insurance, business owners are often told how important it is to get liability coverage. This type of coverage protects your business in the event that a client, vendor or other third party makes a claim against it. Though there are many different types of liability coverage, there are two main types that many businesses can benefit from: READ MORE >>

Define what you think is a business-related crime. Is it theft? Burglary? Robbery? All of us might come up with a different but somewhat similar answer. According to the ISO (Insurance Services Office) — which this is the company that writes the majority of insurance policies and endorsements — crime coverage includes the following: READ MORE >>

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