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Southwest Commercial Insurance Blog: coverage

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Restaurants are notorious for having very low profit margins. You can probably think of many that have closed up within the first year due to finances. You can't control how many people you serve each night or how much they order. But you can take some actions to ensure you're maximizing profits. READ MORE >>

Contractors and builders are usually working with costs that can fluctuate dramatically and aren't always certain. You strive to complete your work on time and under budget, however, no one can prevent unexpected construction mishaps or disasters. READ MORE >>

Many businesses require a significant amount of equipment to run properly. If you are a retailer, you have computer systems, refrigeration, and compaction systems. If you operate a factory, your equipment is usually significantly more. Every component costs money, particularly when it comes to repairs and maintenance. READ MORE >>

The job of a financial consultant or adviser is to provide recommendations. Financial advisers tell clients how to better their portfolios. These clients count on your advice. They expect it to improve their lives. They expect you to have knowledge backed by facts. When you make a mistake, it can cost your business big time. READ MORE >>

As a contractor, you must render services to your clients correctly. Most clients want to ensure that they won't lose money by working with you. Therefore, they require their contractors to carry surety bonds. Bonds function like an insurance policy in many ways. READ MORE >>

Your business is only as good as your employees. When it comes to their workmanship, you could hold liability for their mistakes. Business owners need comprehensive insurance to minimize liability risks. What happens if your employee does not do his or her job well? READ MORE >>

The pub and bar service industry is considerably lucrative. These establishments cater to both the social and dining needs of a wide swath of the population. As with any business, bar owners face dangers specific to their industries. In the alcohol service industry, there are many unique, customer-related risks. READ MORE >>

Business owners need adequate commercial auto insurance. A key component of this insurance is liability coverage. Liability insurance covers the risk drivers pose to others on the road. If you or your employee causes an accident, this insurance kicks in. It helps pay for the damage to the other vehicle. READ MORE >>

Selling used cars can often be a profitable endeavor. Nonetheless, as a business owner, you have to protect all of your assets. Given the expensive nature of your business, you need the right insurance coverage. READ MORE >>

Self-storage businesses face unique property and liability risks. This is the case because they cater to a diverse mix of customers and personal property. Self-storage businesses usually do not own the items customers store in their facilities. They therefore need to have insurance to protect both customers and the property they store. READ MORE >>

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