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Southwest Commercial Insurance Blog

View the latest blog posts from Southwest Commercial Insurance.

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Wednesday, February 26, 2020

Is Commercial Property Insurance Required in Texas?

Your commercial property is one of the most important aspects of your business. Whether it’s a restaurant, a warehouse, a grocery store or something else, it’s crucial to keep the property clean and safe. Commercial property insurance can help protect the business’ physical property from damage caused by fire, hail, smoke, lightning, theft, vandalism and more. READ MORE >>

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Monday, January 27, 2020

What You Should Look for in Professional Liability Insurance

When insuring your business, it’s important to make sure you have the right policy to protect your assets in case of a lawsuit. Unfortunately, your professional liability policy may not be as comprehensive as you think. Professional liability protects a business when a client files a claim due to loss caused by the business’ services. READ MORE >>

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Tuesday, December 31, 2019

What Are Surety Bonds?

Surety bonds can be described as promise insurance. A surety bond is a type of coverage that you take out on a contract so that, should you fail to meet your obligations, the client will be reimbursed by the person backing your promise. There are three parties involved in a surety bond: READ MORE >>

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Wednesday, November 20, 2019

Do You Need General Liability Insurance if You Have No On-Site Customers?

If you don't have customers come to your place of business, don't ignore commercial general liability insurance. Even without customers on-site, you still have liability risks, and you still probably need the coverage for other places. People Will Still Come To Your Business READ MORE >>

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Tuesday, September 17, 2019

Customer Goods Liability Insurance for Self-Storage Businesses

When you run a self-storage center, you deal a lot with the property and belongings of your tenants. Still, the thing is, you usually don’t actually lay hands on customer property. They stock the sheds and maintain them, for the most part. You might not even know what some of your tenants have in all of those boxes. READ MORE >>

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Tuesday, September 17, 2019

Why Used Car Dealers Need Commercial Auto Insurance

If you run a car dealership, your business is vehicles. You know that you need the appropriate insurance to cover your operations. One of the most-necessary is (obviously, perhaps) commercial auto insurance. When you drive on behalf of your company, you’ll need this coverage. Commercial Driving Risks READ MORE >>

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Friday, June 28, 2019

Will Restaurant Insurance Cover Dine-And-Dash Losses?

You work hard to provide a good meal for your restaurant’s diners. As part of the deal, you expect payment. Still, some guests are not that honest. Dine-and-dashers cause businesses everywhere to lose countless thousands of dollars each year. If you become a victim, what can you do about it? READ MORE >>

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Friday, April 5, 2019

The Alarms to Place in Your Business

As a business owner, you need to keep your operation secure. One of the most basic, yet effective, ways to do so is to install security systems in the operation. These systems come in various shapes and sizes. They can all protect you in various ways. In each case, they can prove extremely helpful. READ MORE >>

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Friday, March 29, 2019

Do Home Businesses Need E&O Insurance?

Professional liability insurance - often called Errors & Omissions (E&O) Coverage - is coverage that applies to professional mistakes. Many people think these policies are necessary for trained professionals, such as doctors and lawyers. This merits the question: Does your small, home-based business need E&O protection? READ MORE >>

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Thursday, January 17, 2019

Why Some Of Your Clients Require Surety Bonds

If you are a contractor, you work explicitly for someone else. They expect you to do the necessary jobs with accuracy and commitment. They also expect you to get the job done on time. Any deviation from the contract stipulations, and you might cost your client time, money and opportunity. READ MORE >>

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