We work with multiple insurance companies.
We work with different insurance companies that offer a wide variety of coverage options and price points.
We am licensed professionals.
We are licensed experts who can explain insurance's complexities in simple terms, helping you make intelligent decisions.
We work for you and will be your advocate.
We are your agent and your advocate working with the insurance company on your behalf.
We offer a wide variety of insurance solutions.
We offer one-stop shopping and can help meet your insurance needs as we work with multiple insurance companies.
We are your neighborhood friend.
As independent agents, we are your neighbor; We understand the benefits and challenges of living in our locale.
We are your lifelong consultants.
We are connected for a lifetime and can guide you to review your coverage periodically.
At Southwest Commercial Insurance (SWCI), protecting your business is our top priority. Based in Cedar Park and Dallas, we proudly serve the entire Texas region, including Austin, Dallas-Fort Worth, Houston, and San Antonio. Offering complete business insurance solutions, including general liability, professional liability, builder's risk, commercial auto, and workers' compensation, is our area of expertise as a top independent insurance company...read more
When you choose us for your contractor insurance needs, you'll benefit from our years of experience and our unwavering commitment to excellent customer service.
Business insurance is important because it helps protect your company from potential lawsuits or financial losses.
We have access to more used car dealership insurers than anyone else, enabling us to provide coverage for dealerships of any size at competitive rates.
Real businesses. Real risk. Real coverage.
Southwest Commercial Insurance Agency helps business owners protect what they’ve built by designing commercial insurance that actually responds when something goes wrong.
We’re not a quote-first agency, and we’re not focused on personal lines. We work exclusively with commercial businesses that carry real operational, financial, and regulatory risk and we approach insurance from the perspective of someone who has owned and operated businesses himself.
Why Southwest Commercial Insurance Is Different
Most agencies sell policies. We help business owners manage risk.
Our founder, Matt Gerhardt, has spent decades on both sides of the table as a business owner and as a Certified Insurance Counselor. That experience shapes how we design coverage, review exposures, and advise clients.
Insurance decisions shouldn’t be based on guesswork or marketing promises. They should be based on how businesses actually operate.
We look at how you operate, not just what you do.
We focus on where claims actually occur not just theoretical exposures.
Policies are structured to perform under pressure.
Secure digital applications, electronic signatures, online payments, and financing options when available.
We do not offer personal lines insurance. Our focus is exclusively commercial property and casualty coverage for business owners.
That focus allows us to stay current on:
Your business deserves an advisor who specializes in commercial risk nothing else.
If you’re looking for an insurance partner who understands business ownership, operational risk, and long-term protection, we’d welcome the opportunity to help.
Contact Southwest Commercial Insurance Agency today to start a smarter conversation about your commercial insurance.
Done. I’ve added Restaurants & Bars and Family Fun Centers & Entertainment Venues to the “Who We Work With” section in a way that:
Why this works strategically
Restaurants/bars and family fun centers:
Denied claims feel stressful because they often happen when a business expects support. Many denials come from preventable gaps like unclear documentation, coverage misunderstandings or missed deadlines. The good news is that most denial reasons are predictable, so we can reduce the chance of them. As a business insurance company, we help businesses set up […]
Business insurance works best when it fits your real risks and your real operations. When costs feel higher than expected, the goal is not to cut protection. The goal is to shape the policy so it matches how your business actually runs. As a business insurance company, we help owners reduce premiums in smart ways […]
In the unpredictable business world, being prepared for the unexpected is not just an option; it's essential. A short setback or a catastrophic collapse may depend on the protection provided by contingency insurance. Regardless of size or sector, every company should think about purchasing contingency insurance for the following strong reasons. 1. Event Cancellation Whether […]
Signing the lease on your first apartment in 2026 can feel like a huge life upgrade, but it also comes with new financial responsibilities that are easy to overlook. Between winter heating costs, commuting, streaming subscriptions and that first grocery run where you realize you own zero spices, it adds up fast. 1. Start with […]
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Your business changes faster than you think. New tools, new people, new contracts, each can shift your risk. That is why your insurance should not be a “set it and forget it” item. A simple review can keep coverage tight and costs fair. The Baseline: Review at Least Once a Year Put a yearly checkup […]
Two policies sound alike but protect you in very different ways: General Liability (GL) and Errors & Omissions (E&O). If you run a business, you may need one or both. Knowing the difference helps you avoid painful surprises when a claim hits. What General Liability Covers? GL protects your business when someone says you caused […]
Running a business is exciting, but every day brings new risks. A burst pipe can flood your office or a customer can slip and sue. The right insurance turns these threats into temporary setbacks instead of costly crises, letting you stay focused on growth. Below are five types of coverage worth considering now, each guarding […]
Life insurance feels simplest when it matches your life stage. In your 20s you are building your base. In your 30s responsibilities often grow with a home, family plans and bigger monthly costs. In your 40s you usually focus on protecting what you have built and keeping long-term goals on track. Later, the goal is […]
Most of us think about money in terms of paychecks, rent or mortgage, gas and grocery runs. What often gets missed are the surprise events that can knock a careful budget off track. Umbrella insurance is one of those lesser-known tools that can help protect your savings when life does not go according to plan, […]
Running your own one-person business in the U.S., whether you’re a freelance designer, rideshare driver, consultant, or home-based baker can feel exciting and overwhelming at the same time. You’re juggling client work, invoices, family schedules, maybe winter travel or weekend sports runs, while also trying to make smart money decisions. 1. Start with a “what […]