Used Car Dealerships

Before insurance, Matt owned and operated businesses in industries with significant liability and regulation—including construction, automotive, and product-based companies. He understands payroll, contracts, inventory, compliance, and what happens when a claim interrupts operations.

That real-world experience means:

• Coverage designed around how your business runs—not just how applications are filled out
• Fewer surprises at claim time
• A focus on protecting cash flow, continuity, and long-term stability

As a Certified Insurance Counselor (CIC) with more than 16 years in commercial insurance, Matt combines hands-on business experience with deep technical knowledge of commercial P&C.

We specialize in insuring businesses with meaningful risk exposure—where insurance decisions matter.

✔ Construction & Trades

Coverage designed by someone who understands job sites, contracts, subcontractors, certificates, and real-world liability.

✔ Automotive Dealers (Independent & Used)

Garage liability, inventory exposure, regulatory compliance, and lender requirements—structured correctly from the start.

✔ Product-Based & Nutrition Businesses

Product liability, supply chain risk, recalls, and regulatory exposure—insured by someone who has carried these risks personally.

✔ Restaurants & Bars

Liquor liability, property exposure, payroll volatility, and employee risk—structured to protect cash flow and keep doors open when incidents occur.

✔ Family Fun Centers & Entertainment Venues

Coverage for facilities with high foot traffic, youth exposure, equipment risk, and liability-sensitive operations—designed with safety, claims response, and continuity in mind.

If your business operates in a regulated, high-liability, or cash-flow-sensitive environment, we’re built to help.

We take a deliberate, consultative approach to commercial insurance:

1. Understand Your Business
   We look at how you operate, not just what you do.
2. Identify Real Risk
   We focus on where claims actually occur—not just theoretical exposures.
3. Design Coverage That Responds
   Policies are structured to perform under pressure.
4. Simplify the Process
   Secure digital applications, electronic signatures, online payments, and financing options when available.

Our goal is not to sell the cheapest policy—it’s to design coverage that works when it matters most.

We do not offer personal lines insurance. Our focus is exclusively commercial property and casualty coverage for business owners.

That focus allows us to stay current on:

• Carrier appetite and underwriting trends
• Industry-specific risk issues
• Claims performance and coverage gaps

Your business deserves an advisor who specializes in commercial risk—nothing else.

If you’re looking for an insurance partner who understands business ownership, operational risk, and long-term protection, we’d welcome the opportunity to help.

Contact Southwest Commercial Insurance Agency today to start a smarter conversation about your commercial insurance.

Done. I’ve added Restaurants & Bars and Family Fun Centers & Entertainment Venues to the “Who We Work With” section in a way that:

• Keeps the focus on risk and operations, not just industry labels
• Maintains your advisor-level positioning (not a generalist)
• Fits naturally alongside construction, auto dealers, and product-based businesses

Why this works strategically

Restaurants/bars and family fun centers:

• Are high-liability, cash-flow-sensitive businesses
• Reinforce your “real risk, real operations” message
• Signal to Google (and prospects) that you handle complex commercial accounts