Commercial Insurance Built From the Owner’s Side of the Desk

At Southwest Commercial Insurance Agency, we help business owners protect what they’ve built by designing commercial insurance that holds up when something goes wrong. With offices in Cedar Park and Dallas, we serve clients throughout Texas and across the country. Our approach is shaped by real business ownership experience—not scripts or call centers—so coverage is built around how businesses actually operate, where risk truly exists, and what’s at stake if insurance fails.

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About Southwest Commercial Insurance Agency

Insurance Advice Shaped by Real Business Ownership

Southwest Commercial Insurance Agency was built on a simple belief: business owners deserve insurance advice from someone who understands what’s truly at stake.
Insurance decisions are not abstract. When coverage is missing, misunderstood, or improperly structured, the result can be far more than an inconvenience—it can lead to serious financial loss, operational shutdowns, or even the end of a business.

That reality is why our agency was built differently.
Meet Matt Gerhardt
Before entering the insurance industry, Matt Gerhardt spent more than 35 years owning and operating businesses, including working as a builder and general contractor. He understands firsthand the realities business owners face: payroll, contracts, jobsite risk, inventory exposure, regulation, and the pressure of keeping a business running when something goes wrong.

After seeing how often insurance failed business owners at claim time not because coverage wasn’t purchased, but because it wasn’t designed properly Matt transitioned into commercial insurance.

Today, with more than 16 years in commercial property and casualty insurance, Matt is a Certified Insurance Counselor (CIC) who brings both technical expertise and real-world business perspective to every client relationship.
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Why This Experience Matters

Many insurance agencies rely on scripts, volume, and speed. Policies are sold quickly, often without fully understanding how a business operates.

We take a different approach.

Because we’ve owned businesses ourselves, we understand:

✓ How small coverage gaps can create big financial problems

✓ How claims actually disrupt operations and cash flow

✓ How contracts, lenders, and regulators expect coverage to respond

Our role is to identify risk before it turns into a claim—and to design insurance programs that hold up when pressure is highest.

A Relationship, Not a Transaction

When you work with Southwest Commercial Insurance Agency, you are not routed through a call center or reassigned year after year.

You work directly with a broker who:

Takes time to understand your entire business
Monitors changes in your operations and growth
Reviews coverage proactively not just at renewal
 Acts as your advocate when claims arise
This long-term relationship allows us to tailor coverage as your business evolves, reducing the likelihood of costly surprises.

Our Focus

We specialize exclusively in commercial property and casualty insurance. We do not sell personal lines.

Our clients include businesses with real operational and financial exposure, such as:

✓ Construction and trade companies

✓ Independent and used car dealerships

✓ Product-based and nutrition businesses

✓ Restaurants and bars

✓ Family fun centers and entertainment venues

What these businesses have in common is meaningful risk—and the need for insurance that is designed correctly from the start.

Our Commitment

Our commitment is simple:

To provide thoughtful, honest insurance guidance that helps business owners protect what they’ve built without unnecessary complexity, pressure, or noise.

We believe the cost of proper coverage is small compared to the cost of getting it wrong.

We serve as your reliable independent insurance agency.

The Advantages of Working with Us

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Easy Switching

Switch without hassle and find the most suitable insurance

One-stop shopping experience

You will be able to find multiple companies and wide options

Unbiased Advice

We don’t represent one company and can give you multiple options to choose from

Personalized service

Higher quality customer care than big corporate companies

Your advocate

We help all the way from policy reviews to claims assistance

24/7 Client Center

Questions about your insurance? We're here to ensure you have the right protection.

Our Mission

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To provide unparalleled insurance solutions that empower our clients in Cedar Park to navigate life's uncertainties with confidence. We are committed to delivering exceptional customer experiences, innovative products, and unwavering integrity.

Our Vision

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To be recognized as the best insurance agency in Cedar Park, known for pioneering industry standards, fostering trust, and embracing cutting-edge technologies. We aspire to be a trusted partner, anticipating and meeting the evolving needs of our diverse clientele.

Achievements

At Southwest Commercial Insurance, we take pride in our commitment to excellence, consistently earning top customer satisfaction rankings. We stay ahead with innovative insurance solutions, adapting to market trends while maintaining strong financial stability to fulfill our promises. Our dedication extends beyond insurance—we actively support community initiatives, enhancing the well-being of those we serve. Leveraging advanced technology, we streamline processes, enhance user experiences, and ensure secure transactions. Recognized with industry awards, we continue to lead with integrity and innovation in the insurance sector.

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Building Trust, Providing Protection for Life

At Southwest Commercial Insurance, we believe in building strong relationships based on trust and reliability. As a locally rooted insurance agency in Cedar Park, TX, our dedicated agents and staff work tirelessly to nurture these connections—delivering true "Protection for Life."

Every stage of life brings new challenges and opportunities, and our Cedar Park insurance agency is here to support you through them all. Whether you're an individual, a family, or a business owner, we stand by your side with comprehensive insurance coverage and personalized financial guidance that reflects your unique needs.

As a trusted insurance agency Cedar Park TX residents rely on, we take pride in offering more than just policies—we offer peace of mind. From first-time homeowners to established business owners, our team crafts solutions that protect what matters most, no matter where you are in life.

Looking for a local insurance agency near you that truly understands your goals? Our team is committed to providing the attention, service, and support you deserve. We’re not just another commercial insurance agency in Cedar Park—we’re your long-term partner for security and success.

Secure your future with confidence. Contact Southwest Commercial Insurance, the best insurance agency in Cedar Park TX, and let us create a personalized plan tailored to your needs. Call today or request your quote online—we’re ready when you are.

Cedar Park Office

202 Walton Way Suite 219
Cedar Park, TX 78613

Dallas Office

2807 Allan St Suite 400
Dallas, TX 75204

Let’s Start a Conversation

If you’re looking for an insurance partner who understands business ownership, real-world risk, and the serious consequences of inadequate coverage, we’d welcome the opportunity to work with you.
Contact Southwest Commercial Insurance Agency to schedule a conversation and review your commercial insurance with clarity and confidence.

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