Friday, January 20, 2017Whether you operate a nonprofit or for-profit business, using volunteers is great for community engagement. Volunteers help you extend your capabilities. They can be where you can't and do the tasks you can't do. As an extension of your business, volunteers represent you. They act on behalf of your business, good or bad. READ MORE >>
Tuesday, November 29, 2016Purchasing business insurance is a part of your risk management plan as a business owner. With the right type of business insurance in place, you can avoid financial losses and avoid financial pitfalls. In exchange for monthly or annual premium payments, your business can transfer risks to your insurance company and save thousands of dollars — or more. READ MORE >>
Wednesday, August 17, 2016Texas restaurants provide services to customers. Any number of risks — from spoiled food to a kitchen fire — can hinder business operations and rock the financial stability of your establishment. Many business owners consider threats to property when creating a business plan and selecting an insurance policy. READ MORE >>
Friday, July 29, 2016When seeking business insurance, business owners are often told how important it is to get liability coverage. This type of coverage protects your business in the event that a client, vendor or other third party makes a claim against it. Though there are many different types of liability coverage, there are two main types that many businesses can benefit from: READ MORE >>
Thursday, May 19, 2016One of the risks of owning a business with employees is the potential of injury to those employees. What happens then? Who pays the doctor bills, the hospital bills, the prescription costs, the physical therapist? A serious injury can cost tens of thousands of dollars and that doesn't even count the cost of lost wages. READ MORE >>
Monday, April 11, 2016As an independent used car dealer, your goal is to sell vehicles to the public. Yet, with all the risks involved in running a business, yours has unique hazards as a result of having a location where accidents (like slip and falls) can happen onsite, injuries can occur while driving on the road, ... READ MORE >>
Tuesday, December 15, 2015If your business sells, services or otherwise assists in providing consumers with the ability to purchase and use alcohol, you may need additional liability coverage to protect against claims. Liquor liability coverage is necessary for many businesses because it helps reduce the risk that a liability claim could have on the business' finances. READ MORE >>
Thursday, September 24, 2015If you're a beer enthusiast or self-proclaimed wino, opening up a bar or pub can be a satisfying career. But it's not as simple as stocking a bunch of bottles and opening your doors for business. You have to go through the right channels to obtain a business license, secure alcohol suppliers, decide on a décor theme and hire a skilled staff of bartenders and waiters. READ MORE >>
Tuesday, August 4, 2015Selling used cars can be a rewarding and profitable business, but (like most businesses) it is not without risk. Between maintaining an expensive inventory that is subject to the weather and the liabilities of conducting test drives with customers, it's easy to see why insurance protection is so important. READ MORE >>
Tuesday, June 23, 2015Define what you think is a business-related crime. Is it theft? Burglary? Robbery? All of us might come up with a different but somewhat similar answer. According to the ISO (Insurance Services Office) — which this is the company that writes the majority of insurance policies and endorsements — crime coverage includes the following: READ MORE >>
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