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Injured Worker1. Covers uninsured/underinsured participants, students, athletes, volunteers during activities or events.

2. Picks up deductibles and co-payments in major medical plans preventing out-of-pocket expenses for a claimant.

3. Helps to prevent simple injuries from developing into contentious liability claims.

4. Can help to generate credits/premium savings on the General Liability policy.

5. Does not require negligence to be proven in order for the policy to cover

6. Gives the insured organization "peace of mind" knowing that gaps in existing coverage is filled.

7. Simple application process means coverage can be activated quickly

8. Great for Public Relations for the insured organization

9. Accident policies are small in premium typically pay for themselves in the long run

10. Can allow Participant Legal Liability to be added to the General Liability policy.
Posted 5:40 PM  View Comments

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